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They will part it and piece it together over and over again and at $60 a visit from a tech it adds up.

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Home warranty contracts do not cover all home repairs.

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Problem is of course the call wait times are over 30 minutes and the contractor wasn't going to wait on hold that long. More…

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I responded with why I had to wait another 30 days and the response was they had not received my paperwork. More…

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However, providing a home warranty does not exempt the seller from her legal requirement to disclose any known problems with the home. To learn more about protecting yourself, read Consumer Protection Laws You Need To Know. Home warranties aren't expensive compared to the cost of repairing or replacing most of a home's important components, and this fact is one of a warranty's major selling points. However, there may be many years when nothing at all breaks down or wears out in the home. In these years, the homeowner gets nothing except, perhaps, peace of mind in exchange for his premium. That money could be put into an emergency fund for making the same repairs and replacements that the home warranty would cover. Also, if the homeowner tries to use the warranty and the claim is denied, he will probably feel like the money spent on the premium and the service call fee was wasted. Home warranties do eliminate the need to find a contractor when something breaks. However, they also eliminate the freedom to choose your own independent contractor if you want the warranty to pay for the repair or replacement. If you don't like the contractor or the work they do, you may be stuck with them. Furthermore, repairs may be more complicated with a third party the home warranty company involved in the process than a direct negotiation between a homeowner and a contractor would be.

" Then we call to get the claim "expedited," stay on hold for an hour or more and a week later get someone out.

in the end they sent us a check for 684.

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